HKU HKU Dept of Statistics & Actuarial Science, HKU
   
 

Student Sharing - CHAN Tsz Yan (Adelaide)


 

Associate Director
RMB FX
Global Markets Department
Industrial and Commercial Bank of China (Asia) Ltd.

"Having completed an undergraduate degree in Risk Management 10 years ago, I can confidently say that it has been instrumental in shaping my career path. Today, I am working as a trader in a bank, and my knowledge of risk management has proven to be invaluable in this role.

Risk management is a critical component of the financial industry, and it is essential to have a deep understanding of the various risks associated with different financial instruments. My undergraduate studies provided me with a comprehensive understanding of risk management principles, including credit, market, operational, and liquidity risks. These have proved to be essential in my career as a trader.

As a trader, I am constantly making decisions that have the potential to expose the bank to various risks. My risk management background has allowed me to make informed decisions and manage these risks effectively. For example, I am able to identify and assess the potential risks associated with different financial products, enabling me to make informed decisions on whether to invest in them or not.

Furthermore, my risk management background has also given me a better understanding of the regulatory environment in which banks operate. This knowledge has allowed me to ensure that the bank I work for remains compliant with the relevant regulations, reducing the risk of regulatory fines and reputational damage.

Overall, my studies in Risk Management have been instrumental in shaping my career in the financial industry. They have provided me with the knowledge and skills necessary to manage risks effectively, make informed investment decisions, and ensure regulatory compliance. I am grateful for the foundation that my undergraduate studies provided me, and I believe that they will continue to be valuable throughout my career."